Tomorrow isn't promised. The mortgage still is.
Affordable mortgage protection for homeowners. If the unexpected happens, the house is paid — rates start under a dollar a day.
- Coverage sized to your actual mortgage balance
- One licensed agent — your number is never sold to a list
- No-exam options for most homeowners under 60
Free. No obligation. Two minutes.
What mortgage protection can include
Term coverage sized and timed to your mortgage — if you pass away, the house is paid off and your family stays in it.
Many policies pay out early if a heart attack, stroke, or cancer stops your income — so the mortgage still gets paid while you recover.
Outlive the term and get every premium dollar back. Costs more monthly, but the protection ends up free.
Why one agent beats a quote marketplace
Big quote sites sell your number to a list of companies. Here, exactly one licensed agent gets your information — and we verify your number so it stays that way.
Your agent compares carriers against your actual mortgage balance, age, and health, then walks you through the trade-offs in plain English.
Not a one-size policy — coverage matched to what you owe and what your family would need to stay in the home.
How it works
- 1Answer a few quick questions
Your age, roughly what's left on your mortgage, and your monthly budget. Takes about two minutes.
- 2Get matched to a licensed agent
One agent, in your state, who protects homeowners' mortgages every day.
- 3See what your payoff would cost
They pull real mortgage protection quotes from multiple carriers, sized to your actual balance.
Questions people ask before they start
- What is mortgage protection, exactly?
- Life insurance sized to your mortgage balance. If you pass away — or with living benefits, if serious illness stops your income — it pays so your family keeps the house.
- Do I need a medical exam?
- Most homeowners under 60 qualify for no-exam policies. Your agent will tell you before you apply.
- How much does it cost?
- A healthy 35-year-old can typically protect a $250,000 mortgage for roughly $25–$40 a month. Your quotes will be specific to you.
- Isn't this the same as the letters I get in the mail?
- Those mailers usually push one carrier's product. Your agent compares multiple A-rated carriers and shows you the trade-offs.
- Who will contact me?
- Exactly one licensed agent. We don't sell your information to a list of companies.
- Why do you verify my phone number?
- A quick text code confirms it's really you. It keeps bots out and makes sure only your assigned agent — nobody else — gets your number.
Ready to see your rate?
Do you currently have mortgage protection?